South Carolina Mortgage Refinancing Loan Application

Refinancing a home has never been easier
Call Us Today or APPLY ONLINE

South Carolina Home refinance: A short guide to refinancing your home mortgage

Why refinance your home? There are a number of reasons to consider refinancing the loan on your home. Some people refinance as a way of taking advantage of lower interest rates, called Rate and Term REFI, enabling them to reduce their monthly mortgage payments without pulling any home equity out. Some refinance to a shorter-term mortgage, which enables them to build equity in their homes faster. And some homeowners refinance to tap into the equity they've accumulated in their houses, using the funds for home improvement or other needs, such as debt consolidation or their children's education, we called these types on loans HELCO or Home Equity Line of Credit

Do you want to take advantage of these benefits, but wonder if refinancing will be worth the time and money you'll need to invest? Do you feel unsure about the entire refinancing process? Please call us, don’t worry. The refinancing process is very simple. It involves paying off your existing mortgage loan and taking out a new one on the same house. Your new mortgage loan could be at a more attractive interest rate, or for a different term. Or, you could get an entirely different type of loan — for example, you could switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage.

If it's been a few years since you got your current mortgage loan, you may need to refresh your memory about some of the terminology used on these pages. You can also have our loan officers go over everything and you do not need to be afraid to ask questions about your refinance.


Inquire about a loan online with us. Just complete this short form and one of our South Carolina home loan consultants will contact you.
First Name*:
Last Name*:
E-mail Address*:
Day Phone*: ( ) -
Evening Phone: ( ) -
Best Time To Call:
Marital Status:
Will you be applying with anyone else?:
Co-borrower's First Name*:
Co-borrower's Last Name*:
Rate you credit*:
How much do you want to borrow?*:
What was the purchase price of your home?*:
What was the current value of your home?*:
Current Address:
City:
State*:
Zip:
Purpose of loan*:
How much do you currently owe on this property?*:
Current Interest Rate*:
What is your employment status?:
Co-borrowers employment status?:
What is your occupation?:
Total monthly income (please include all borrowers):
If renting, what is the monthly payment:
First mortgage:
Second mortgage:
Taxes (monthly):
Total monthly credit and auto debt:

Home
Buy a Home
South Carolina Mortgage Refinancing
Mortgage Process
Nationwide Lenders
Find a Home
Find a Loan
Articles
Contact Us
No Money Down
Conventional
Pre-Approvals
103% home loans
100% home loans
  • 97% home loans
VA home loans
FHA home loans
Jumbo Mortgages
Construction Loans
Improvement Loans
Bridge Loans
Interest Only Loans
 
 
Site Map - South Carolina home loans - Contact

© Copyright 2001-2012 southcarolinahomeandloan.com